Tuesday, August 19, 2008

Are YOU three feet from GOLD?

by Ann Seig

Let me tell you an interesting story.

Back in the 1800's, in the middle of the gold rush, a man named R.U.
Darby traveled west with his uncle to dig and grow wealthy.

They stopped in Colorado, and Darby's uncle staked a mining claim.
Both men worked tirelessly - from sun up until sun down - using
nothing but picks and shovels.

The work was back-breaking, however both were driven by a burning
desire to strike it rich!

Finally after much toil and struggle, Darby and his uncle discovered
what they had risked everything and traveled thousands of miles for...

Needing heavier machinery to bring the shiny ore to the surface, they
quietly covered up their find and went back home to Williamsburg,
Maryland to tell their family and a few friends what happened.

As you can imagine, everyone was thrilled to hear the news!

They all pitched in to buy the necessary equipment and had it shipped
back to Colorado.

As a result, the work went a lot faster, and their first load of ore
was mined and sent to the smelter - a factory where the metal was melted.

The money made from this confirmed they had stumbled upon one of the
richest gold mines in the state.

Darby and his uncle were overjoyed!

Just a couple more loads like this and they'd be completely out of
debt - scooping up nothing but pure profit.

Then something horrible happened.

The gold just vanished.

GONE. Nowhere to be found!

Both men frantically continued drilling, trying to rediscover the vein
that had supplied them with so much elation and hope.

However, this time their work didn't pay off - the vein had simply
dried up. (So they thought)

Discouraged and bitterly disappointed, they decided to give up and quit.

Before catching the train back home, his uncle sold all the expensive
mining equipment to a "junk man" for only a couple hundred dollars.

This junk man was smart.

He quickly hired an expert - a mining engineer, to find out for sure
if the vein had gone dry.

After some inspection and further calculations, the engineer said the
project had failed because the two men weren't familiar with the
mine's fault lines.

He predicted the vein of gold would be found three feet from where
R.U. Darby and his uncle stopped drilling!

And sure enough, that's exactly where it was discovered once again.


Anyone who sets out to achieve anything worthwhile in life will face
this situation at some point. Unaware of how close they are to success
- most will abandon all hope and quit, right before making it BIG.

Maybe you're at this point RIGHT NOW.

Maybe it seems like this dream of firing your boss, working from home
(or anywhere else you want), and calling your own shots is something
that only works for other people - not you.

Maybe you just lost your top distributor. The one you thought was
going to help fund your retirement.

Maybe the cost of your pay-per-click ads are going up because you're
being outbid by others.

Maybe your website just isn't converting visitors into leads the way
it was four months ago.

Whatever the case, remember this...

500 of the wealthiest people in America told Napoleon Hill (author of
"Think and Grow Rich") their BIGGEST success and achievements in life
came RIGHT AFTER they were completely overwhelmed by failure!

So anytime I experience what appears to be a major setback, or my
goals start to seem out of reach...

I always come back to Napoleon's book and remind myself of this fact:
"Failures" and "setbacks" are not actually failures. They're simply a
necessary step in the process of figuring out what works - and what

Or as ad-writer Ted Nicholas says, "There's no failures. There's only
tests and results."

To Your Success,
Ann Sieg

P.S. - The "junk man" made millions of dollars not because he kept
digging aimlessly like the Darbys... but because he stopped and got a
different perspective on the situation by seeking the advice of an
outside expert.

Are you digging aimlessly in your business?

Wednesday, August 13, 2008

Do You Need A Career Change??? (ii)

Your Dream Career Begins Here

Wish to have an unlimited income? Travel all over the world for free? Gain professional qualifications? Be your own boss? Known to others for great achievement and performance? PASSIVE INCOME?

The potential of the Takaful market
• Takaful Consultant as a career
• The income you can expect to earn
• Becoming a successful agent
• Rewards and recognition
• MAA Takaful’s commitment to your success

What You Can Look Forward To A Career in MAA Takaful :

We will lead you to becoming your own boss and opportunities to actually practice good values in your career. In MAA Takaful, you will be recognized, rewarded and achieve self satisfaction. Your commitment in providing financial advice and security will help our clients find comfort in the event of misfortunes. ALL IT TAKES IS FOR YOU TO TAKE THE FIRST STEP.

Becoming a Consultant of MAA TAKAFUL BHD

"Help one another in righteousness and piety but help not one another in sin and rancour. Fear God for God is strict in punishment"
(Al Ma idah 2)

Praise be to Allah, by His Grace, provided us this opportunity to serve Him. The Holy Prophet was reported to have said " A trustworthy, honest and truthful businessman will rise up with the martyrs on the day of resurrection" (reported by Ibn Majah)

  • Full Time or Part Time
  • Minimum 18 years of age
  • Passed MII PCE and CEILLI (if required) / Related courses recognize by MAA Takaful Bhd
  • Passed Takaful Basic Examination (TBE)*
  • Minimum Academic Level : SPM
  • Career Path
  • To register and sit for the examinations, please send your resume through email.

*No TBE required if you register before 31st August 2008.

Important Details Needed:


I.C No

Contact Address

Contact No.

Email Address

Highest Education Level

Experience in Takaful or Conventional Insurance:

Do you have MII PCE Certificate? Yes / No


For further details or other enquiries,call:


Do You Need A Career Change???

Are YOU happy with your job now?

Bored of everyday routines?

Low salaries compared to your friends in other companies (especially those who used to 'reseat' the papers that you scored A!!!
OR got kicked out of the university!!!)

Still renting the house you're living in?

Living paycheck to paycheck?

A lot of unpaid debts especially on credit cards?

Well, maybe you need a
career change NOW!

Please go here :


I found it interesting, don't you?

Feel free to share your career experience...

Tuesday, August 12, 2008

Simple Ways To Cut Your Transportation Expenses

Due to fuel price hike recently, I think this article is a good sharing...

Simple ways to cut your transportation expenses

by Azizi Ali

Service the car regularly

Make it a point to send the car for service regularly. While you may think it is expensive, it is actually cheaper to do so in the long run. Firstly, your car will burn less fuel. A badly tuned engine will burn more fuel than one that is well maintained. This will cost you money. Next, you reduce the chances of the car breaking down while driving. I don't know about you but the thought of the car breaking down in the middle of the night in a dark deserted road just about kills me. Thirdly, you also reduce the chances of being involved in an accident due to poor maintenance.

And if you still think servicing the car is still expensive, try having an accident.

Drive slower

You will also reduce the fuel burn by driving slower. If you are used to driving at 110 km/hr, you will save some 20 percent of fuel just by slowing down to 80 km/hr. That means the fuel will last longer and you will refill less often. End result - you save money.

Do not carry unnecessary cargo

Obviously, the heavier the car, the more fuel will be needed to move the car. Carrying unnecessary cargo therefore will just cost you money. So, remove all items that do not belong in the car and keep them where it does not cost you money. The store room should be about right.

Ensure correct wheel pressure

Under inflated tyres can increase the fuel consumption by 10 percent or more. They also wear out more quickly and are more dangerous in emergency situations. So always ensure that your tyres are having the correct pressure by checking them weekly.

Always check the map before driving to a new destination

Always, always check the map before driving to any new destination or any place that you are unsure of. What you want to do is to get to your destination the most straight forward way, if not the quickest. This way, you avoid getting lost and driving around in circles. Because if you do get lost, driving around town in circles will just cost you money. Not to mention of the irritation and rising temperatures.

Car pool

Car pooling will not reduce your fuel bill directly. But it will more than subsidize the cost. If you take in more than one passenger, you may even make money in the process! This is not counting the fun of having company to entertain you yet.

Shutdown the engine when not moving

Do not start the engine until you are ready to move. Further, do not leave the engine running when the car is not moving or when you are waiting for someone.

Use the public transport

And finally, to save even more, you can always take the public transport. Especially when going to a spot well known for traffic jams - Jalan Sultan Ismail for example - take the LRT instead. You'll arrive there faster, fresher and less hassled. Way to go, kiddo.

Copyright © 2008 by Azizi Ali

All Rights Reserved

Long Time No Hear!!!

HELLO everybody out there...

It's been so long since I last blogged...mmmm...bukan per...busy sgt dgn macam-macam benda...and you know what...I ended up doing nothing...hampeh...

Anyway, last night was fun! Macam biase, every Monday night, 8.30 pm we'll be having our "insurance class". Memang pening bila part kena study pasal product. But semalam Abg Napi ajar kitorang ASSET ALLOCATION & PROFIT LOCKING..Style die lain than before…

We were separated into 3 groups of 3…Each group dpt 20 btg straw. 1 straw = RM1,000. Meaning, each group dpt capital for the investment RM20,000. Investment runs for 20 years. Before start menatang investment tu everyone involved kena donate RM10. Sbb pastu, group yg menang tu dpt la RM90 yg dah kumpul tu. And, the happy ending story was my group WON!!!! Suke giler kitorang….yang mana, after 20 yrs, we managed to generate RM 20K to RM 36K…..Congrats Asan and Intan… Our superb “Fund Managers”… Tanpa korang yg otak geliga ni, we won’t win last night. Kite berjaya menewaskan Group “Tok Bomoh” and “Arnab Yang Sombong”…..Wakaka….If only RM36,000 tu mmg real...pergh!!!

By the way, kalau client punya investment korang buat camni, mmg client tu tak kena hijack ngan org lain….

Err…till then, see you all next week di hari dan waktu yang sama…to those yg dah byk hari ponteng kelas tu jgn lupa bayar fines!!!!